Insurance built on 150 years of trust.
For more than a century and a half, families and businesses across the Eastern Panhandle have counted on us to protect what matters most. Same neighbors. Same handshake. A new name: E&B Insurance Agency.
One agency for your whole life — and your livelihood
Because we’re independent, we compare coverage across multiple top-rated carriers to find the right fit for you, not for any one company.
Auto Insurance
Cars, trucks, motorcycles and recreational vehicles — with coverage that travels with you and discounts when you bundle.
Explore personal lines
Home & Renters
Your home is your biggest investment. Protect the structure, your belongings, and your liability — owned or rented.
Explore personal lines
Business & Commercial
From Main Street shops to contractors and fleets — BOP, liability, commercial auto, workers’ comp, surety, and cyber.
Explore business lines
The independence to put you first — the history to back it up
We shop the market, not a brand
As an independent agency we represent multiple A-rated carriers — including Travelers, Liberty Mutual, Encova, Westfield and Progressive — so we can match you to the right coverage and price.
Rooted right here on Queen Street
When you call, you reach a neighbor in Martinsburg — not a call center three states away. We live where you live.
A century and a half of claims handled right
Through floods, fires and four generations, we’ve stood beside our clients when it mattered. That track record is our promise.
Backed by carriers you know and trust
Rated 5 stars by the people we protect
“They were able to lower my rates and save me hundreds each month! I’ve even added drivers in my household, and they still managed to lower my monthly charges. I trust E&B for the best coverage and lowest rates.”
“100% hands down recommend this group! Elizabeth took her time and reviewed multiple companies to find the best fit for my family’s needs — and saved us hundreds every month.”
“The E&B team is on it! We have personal and business insurance with them. They respond timely to emails, texts, and even answer the phone — always sharing cost-saving recommendations.”
Ready for coverage you can count on?
Get a no-obligation quote in minutes, or stop by our office on Queen Street. We’ll make sure you’re protected — and never paying for coverage you don’t need.