Personal Insurance

Est. 1869 ·  Serving Martinsburg & the Eastern Panhandle for over 150 years
Personal Insurance

Protection for your family, your home, and everything you’ve built

From your first car to your forever home, we tailor coverage to your life — and shop multiple carriers so you never overpay for it.

Coverage We Offer

Personal lines, all under one roof

Mix and match the coverage you need. Bundle and most clients save.

Auto Insurance

Auto Insurance

Cars, trucks and SUVs — liability, collision, comprehensive, roadside, and gap coverage.

Homeowners Insurance

Homeowners Insurance

Protect your dwelling, belongings and liability against fire, storms, theft and the unexpected.

Renters Insurance

Renters Insurance

Affordable protection for your possessions and liability — wherever you call home.

Condo Insurance

Condo Insurance

Coverage that fills the gaps your HOA master policy leaves behind — interior, contents and liability.

Personal Umbrella

Personal Umbrella

An extra layer of liability protection above your auto and home limits — for serious peace of mind.

Recreational

Recreational

Boats, RVs, ATVs, campers and motorcycles — protection for the way West Virginians play.

Flood Insurance

Flood Insurance

Standard home policies don’t cover flooding. We help you secure NFIP and private flood protection.

Landlord / Rental

Landlord / Rental

Own a rental property? Protect the building, lost rent, and your liability as a landlord.

Life Insurance

Life Insurance

Term and whole life options to protect the people who depend on you, today and tomorrow.

Bundle & Save

Home + auto, working together


When you bundle your home and auto with E&B, you typically unlock multi-policy discounts and the simplicity of one agent who knows your whole picture. We review it all together so there are no gaps — and no surprises.

  • Multi-policy discounts
  • One point of contact
  • Coordinated coverage limits
  • Annual policy review
  • Safe-driver & loyalty savings
  • Easy claims support
Get a Bundle Quote
Family-FirstAn E&B agent walking a client through their personal coverage at the officeReal people, reviewing your coverage side by side

We compare quotes across carriers like

TravelersLiberty MutualEncova InsuranceWestfield InsuranceFarmers & Mechanics InsuranceForemost InsuranceProgressive
Let’s Get You Covered

Request your personal insurance quote

Tell us a little about what you’d like to protect. We’ll do the shopping and walk you through your options — no pressure, no obligation.